Let’s be clear: if the mortgage part of the homebuying process is the most difficult to navigate for you, you’re not alone. Many potential homebuyers, especially first-timers, are intimidated by the mortgage qualification and approval process and the subsequent responsibilities. Many people are also unclear on the meaning of their credit score and how much the credit score matters in the pre-approval process. To clear a few things up, take a look at these seven mortgage myths and arm yourself with knowledge. From myths about closing costs to clarification on minimum requirements, understanding the process ahead of time will keep you from getting stuck on the sidelines of the market entirely. So, debunk those myths, get off the sidelines, and get in the game!