Summertime and the Livin’ is Easy

Okay, who hasn’t engaged in at least one, if not many, of these 15 KC Summer activities?! There are so many to choose from and something for everyone in the family. We can say that we participate in several of these activities every Summer, nay, we initiate a countdown to several of these activities, but they never get old! Whether you’re looking for an adventure, some good eats (and drinks!), or some good old American fun at the ballgame, KC has it all this summer – what are you looking forward to?!

Harder to Please…

Aren’t we women just picky, picky, picky…?! It’s often been said that as women, we tend to overthink our decisions and be extra picky when it comes to decisions on everything from purchases to partners. Well, according to a new survey by ValueInsured’s for the Modern Homebuyer, decisions in homebuying are no exception. According to survey results, women may need more reassurance and confidence in both the transaction and in the market before signing on the dotted line. The results show that women are less confident that the housing market is healthy and they they can afford the down payment, among other confidence worries. Additionally, what’s interesting, is that women show more desire to buy a home than men, but are overall, more hesitant to do so. Researchers attribute the confidence gap in housing between the genders as women’s tendency to be more debt-averse. Read more here to get a better idea of why women are a tougher sell than men.

Being the Buyer in a Seller’s Market

It’s like a broken record at this point (albeit a very good one!) but it still IS a seller’s market. Homes are flying off the market as quickly as they came onto it and since inventory remains at record lows, those homes that are on the market become magnets for buyers. During a sellers’ market, buyers concede the upper hand to sellers and are more willing to accept higher prices and terms – in a market where sellers rule, how can a buyer work a strategy to their advantage? Here’s a list of a few smart strategies buyers can use to get what they want, too. Strategic moves like getting pre-approved goes a long way! Additionally, making a good first impression and being flexible can help make you, as a buyer, feel like you have the upper hand in this seller’s market!

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Mythbusters

Let’s be clear: if the mortgage part of the homebuying process is the most difficult to navigate for you, you’re not alone. Many potential homebuyers, especially first-timers, are intimidated by the mortgage qualification and approval process and the subsequent responsibilities. Many people are also unclear on the meaning of their credit score and how much the credit score matters in the pre-approval process. To clear a few things up, take a look at these seven mortgage myths and arm yourself with knowledge. From myths about closing costs to clarification on minimum requirements, understanding the process ahead of time will keep you from getting stuck on the sidelines of the market entirely. So, debunk those myths, get off the sidelines, and get in the game!

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